How to Get Pet Bird Insurance
You cannot guarantee that your avian family member will remain healthy and fit for many years, especially as some may live to be 70 years old. Birds can be harder to insure than other pets, in part because of the wide variety of species and breeds kept as pets. Fortunately, there are a number of pet insurance providers that offer general policies to cover medical expenses for injury or illness. Most insurance providers if they offer any coverage it is limited for birds.
First -
Research what kind of medical needs your bird is likely to have in the future. While you can't predict injuries, you can learn about hereditary weaknesses that are likely to affect your bird. Visit a number of sites and even blogs which are specifically about your bird's breed, i.e.
African Grey Parrot Health brought up the following:
http:www.avianweb.com/africangreys.htm
Next -
Get quotes for the policies that can cover your bird. Note that when buying pet insurance, birds are typically considered exotic pets. Also realize that many insurance companies will not insure all breeds of birds, due to the expense of treating a very rare bird. The majority of respected insurance companies, such as Veterinary Pet Insurance, offer immediate online quotes. Make sure that the company is licensed in your state. Information about licenses should be clearly listed on the company's website.
Then -
Check and be sure YOUR vet will accept the insurance you find is best for your bird. You may want to directly ask your vet which insurance plans they accept.
Finally -
Choose an affordable plan either online or you may need to call the insurance provider to purchase a policy.